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227 Lake Summerset Drive, Lake Summerset, IL 61019.
LAKEFRONT LIVING AT ITS BEST! Beautifully updated Lake Summerset lakefront home offering 80 feet of lake frontage, a large private dock, stunning water views, three levels of finished living space, and a heated 2.5-car garage. With approximately 2,587 finished square feet, this 3-bedroom, 3-bath home provides plenty of room for family and guests while offering the perfect setting to enjoy everything lake life has to offer. A NEW ROOF was installed 9/5/2026, with new gutters and gutter guards, and vinyl siding scheduled for completion this week. Inside, the home has been freshly painted in several areas and features new French doors added in September 2026, enhancing the family room and four-season room entrances. The heart of the home is the gourmet kitchen, offering excellent cabinet and counter space, casual dining, and an open connection to the lakeside deck and patio. The formal dining room is perfectly positioned to capture beautiful views of Lake Summerset. The spacious main-level living room is filled with natural light, while the inviting family room features built-in cabinetry and a gas fireplace and flows into a bright, heated four-season room overlooking the lake. The primary bedroom also enjoys gorgeous lake views, creating a peaceful retreat to wake up to each morning. Three bedrooms and three full baths provide comfortable accommodations for family and overnight guests. The lower level adds even more living and recreational space with a large recreation room, hobby room, and crawl space for additional storage. Outside, the real star of the property awaits-80 feet of lake frontage and a large dock with plenty of room for boats, giving you a front-row seat to boating, fishing, swimming, sunsets, and everything that makes Lake Summerset special. Professional photography coming soon.
MLS ID: 202606112
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227 Lake Summerset Drive, Lake Summerset, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $499,000 | $499,000 | $499,000 |
| Down Payment | $99,800 | $17,465 | $124,750 |
| Monthly Mortgage Amount | $2,723 | $3,301 | $3,286 |
| Taxes | $694 | $694 | $694 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,563 | $4,361 | $4,126 |
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